How to Cancel Equifax

• Equifax
• Equifax Credit Services
• Equifax Freeze Line

Equifax is a global leader in consumer credit reporting and one of the “big three” credit bureaus alongside Experian and TransUnion. Founded in 1889 by Guy and Cator Woolford, it plays a critical role in the financial world. Headquartered in Atlanta, Georgia, Equifax operates in 14 countries, managing credit data for over 800 million individuals and 88 million businesses. The company employs over 9,000 people and generates $3.1 billion annually by offering services such as credit reporting, fraud prevention, identity theft protection, and credit monitoring. Initially focused on helping businesses evaluate consumer creditworthiness, Equifax enabled lenders to make informed decisions and promote responsible lending. In 1999, it expanded to serve individual consumers, offering tools to help them monitor credit, detect fraud, and protect their identities. These services complement the free annual credit reports mandated by U.S. law, empowering individuals to take control of their financial health. Equifax offers two consumer subscription plans, both priced at $19.95 per month. The individual plan includes credit monitoring across Equifax, Experian, and TransUnion, fraud alerts, and up to $1 million in identity theft insurance. The family plan, at the same price, extends these benefits to a second adult and up to four children, making it a strong choice for households. Both plans renew monthly and can be canceled at any time, offering flexibility for customers. Refunds for unused portions of the month are typically unavailable. Equifax serves both consumers and businesses by providing tools for managing credit, reducing fraud, and improving risk management. By continuously innovating in credit reporting and fraud prevention, Equifax fosters trust and transparency in the financial system, ensuring individuals and businesses can navigate today’s complex economic landscape.

Get together the following account information:

• First Name
• Last Name
• Phone Number
• Email Address
• Username
• Password
• Billing Address
• City
• State/Province/Region
• ZIP/Postal Code
• Country
• Reason for Cancellation
• Last 4 Digits of Card
• Date of Last Charge
• Amount of Last Charge
• Social Security Number

Follow these steps:

1. Contact customer service at 866-640-2273
2. Advise the rep that you need to cancel
3. Give the rep your account info
4. Request a refund, it never hurts to ask
5. Be sure to get a confirmation number or email for the cancellation
6. Be sure to keep the email and/or confirmation info about the cancellation